Introduction
Making a will is one of the most important steps in planning for the future. It ensures your estate is distributed according to your wishes and helps prevent family disputes. Many people assume that drafting a will requires expensive solicitor services, but in reality, a Legal Will Kit offers a simpler and more affordable alternative.
This article explains how a Legal Will Kit works and why, when completed correctly, it is legally binding under UK law. We’ll explore its components, the process of using one, and common mistakes to avoid so you can confidently prepare a valid will.
What Is a Legal Will Kit?
A UK Will kit is a ready-made package designed to guide individuals through the process of creating their own will. It provides the templates, instructions, and legal guidance needed to ensure the document is valid.
Kits are available both as:
- Post office Will kit – A paper-based version purchased in person.
- Online Legal Will kits – Digital templates that can be downloaded, completed, and printed.
Both options are recognised under UK law as long as the will is executed properly.
How a Legal Will Kit Works
1. Provides a Legal Template
At the heart of every Legal Will Kit is a template that includes all the sections needed to create a valid will. These templates help you:
- State your personal details.
- Appoint executors.
- Name beneficiaries.
- Specify guardianship for children.
- Add residue clauses to cover unmentioned assets.
By following the template, you reduce the risk of missing key information.
2. Step-by-Step Instructions
Every UK Will kit comes with clear, easy-to-follow guidance. These instructions explain:
- How to complete each section of the template.
- Legal requirements for signing and witnessing.
- How to store and update your will correctly.
The goal is to make the process accessible, even for those with no legal background.
3. Executor Appointment
An executor is the person responsible for administering your estate. A Legal Will Kit provides space to:
- Appoint one or more executors.
- Name alternate executors in case your first choice is unavailable.
- Clarify their role in paying debts, applying for probate, and distributing assets.
4. Naming Beneficiaries
A key part of any will is identifying who should inherit your estate. With a Legal Will Kit, you can:
- List beneficiaries clearly by full name.
- Allocate specific items or amounts of money.
- Set conditions for inheritance if applicable.
Clarity here reduces the risk of disputes among family members.
5. Guardianship Provisions
For parents with minor children, the UK Will kit includes sections to appoint guardians. This ensures your children will be cared for by someone you trust should the unexpected happen.
6. Signing and Witnessing Guidelines
The final step is making sure your will is legally binding. The kit explains:
- How you must sign your will.
- The need for two independent witnesses.
- Who can and cannot act as a witness.
This is the most important part of the process, as improper signing can invalidate your will.
Why a Legal Will Kit Is Legally Binding
Many people wonder whether a do-it-yourself will is recognised in law. The answer is yes—when executed correctly, a Legal Will Kit carries the same weight as a solicitor-drafted will. It is binding because it complies with the Wills Act 1837, which sets out the requirements:
- The will must be in writing.
- The testator (you) must be over 18 and of sound mind.
- It must be signed by you in the presence of two witnesses.
- The witnesses must sign in your presence.
By following these rules, your will is legally enforceable.
Advantages of Using a Legal Will Kit
1. Cost-Effective
Solicitors may charge hundreds of pounds to prepare a simple will. A Legal Will Kit is a fraction of the cost.
2. Convenient
You can complete the will at home in your own time.
3. Simple to Use
Step-by-step guidance ensures clarity, even for those unfamiliar with legal documents.
4. 100% Binding
When signed and witnessed correctly, your will is just as valid as one prepared by a solicitor.
5. Flexible
It can be updated whenever your circumstances change.
Common Mistakes to Avoid
Even with clear instructions, errors can make a will invalid. Avoid these mistakes:
- Choosing beneficiaries or their spouses as witnesses.
- Forgetting to sign the will in the presence of both witnesses at the same time.
- Leaving out a residue clause.
- Using vague wording for gifts or beneficiaries.
- Failing to update the will after life changes such as marriage, divorce, or new children.
Who Should Use a Legal Will Kit?
A UK Will kit is best suited for individuals with straightforward estates, such as:
- Couples leaving everything to each other or their children.
- Parents needing to appoint guardians for minor children.
- People with modest assets such as property, savings, or pensions.
- Those seeking an affordable alternative to solicitor services.
For complex estates involving overseas property, trusts, or businesses, professional advice may still be necessary.
Post Office Will Kit vs Online Will Kit
When deciding which option to use, consider the format that works best for you:
- Post office Will kit – Paper-based with a physical template and booklet. Perfect for those who prefer handwriting their will.
- Online Legal Will kits – Offer digital convenience, with downloadable forms that can be printed, signed, and stored.
Both are equally valid, provided they are signed and witnessed correctly.
Storage and Updates
After completing your Legal Will Kit:
- Store the original in a safe but accessible location.
- Inform your executors of its whereabouts.
- Consider registering it with the National Will Register for added security.
- Review your will every few years or after major life changes to ensure it remains up to date.
Final Thoughts
A Legal Will Kit offers an affordable and straightforward way to prepare a legally binding will without paying high solicitor fees. It works by providing you with the necessary templates, instructions, and legal guidance to create a valid document.
When completed, signed, and witnessed correctly, it is fully enforceable under UK law. Whether you choose a traditional Post office Will kit or an online option, you can be confident your will secures your legacy and protects your loved ones.